Protecting the privacy of information about our customers is important. This notice tells you how we treat information about our current and former customers. We do not sell information about our customers. We maintain physical, electronic and procedural safeguards to protect it. Access to it is limited to employees and third parties who are authorized by us and need to know it to provide you with the products and services you have requested or to help us conduct our business. All employees and registered representatives are required to follow our privacy procedures. We get most of the information we need from New Account Forms and other customer applications and forms. If a customer authorizes it, we may get information from others (such as a credit reporting agency). We also get information as we process customer transactions. The types of information we may collect include: CUSTOMER INFORMATION such as - Name
- Address
- Telephone Number
- Demographic Data
FINANCIAL INFORMATION (other than customer information) such as - Income
- Assets
- Investments
- Credit History
HEALTH INFORMATION such as your medical history. Health information is collected in only limited circumstances, such as applications for variable universal life insurance. We use the information we collect for business purposes, such as - Processing applications and transactions
- Servicing your business
- Offering you other products and services
We share the information with others who provide services to help us process or administer our business. For example, we may share information with - A clearing firm, for processing of securities transactions
- Third party money managers
- Insurance and mutual fund companies
We require our service providers to limit their use of the information and keep it confidential. We will share customer, financial or health information with anyone outside of Protective Securities only - If we have the customer's permission
- If we are permitted or required by law to disclose it (for example, we are permitted to share information with a service provider, and required to share information in response to a subpoena or an audit by a regulatory agency)
If we make a material change to our Privacy Policy, we will notify you before we put it into effect. ______________________________________________________________ FINRA requires us to provide you the following information concerning the FINRA's Public Disclosure Program: - The FINRA Regulation Public Disclosure Program Hotline number is
800-289-9999 - The FINRA Web Site address is www.FINRA.org.
An investor brochure that includes information describing the Public Disclosure Program may be obtained from FINRA. |